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12 Savings For This Christmas Season by johnson author
If you are like me, you are always on the lookout for ways to save some money. For this holiday season, it might be a bit hard to do that. That is why I have been on the prowl for saving tips these past few weeks. Guess what I discovered? A neat little article called The 12 Saves of Christmas, written by Allison Tait. Here it is in condensed form.
1. Donât dream, plan
If you want to bring Christmas in under budget this year, you must plan now.. If you buy a few gifts each week from now until the big day, youâll be able to make considered decisions, not panicked ones. Plus you can plan your menu ahead and make the most of specials on non-perishables between now and then.
2. Channel your inner Scrooge
Christmas is not a time to be tight, but it is a time to have a budget. Work out where you can shave some cash off your outgoings for the next eight or so weeks. Whatâs left over is your Christmas budget. Since Christmas is almost here â it should be the next several weeks.
3. Make a listâ and check it twice
With your budget in hand, write out a list of everyone you need to buy gifts for this year. Is there anyone you can leave off this list? Set a reasonable limit and then everyone just buys a gift for the one person whose name they draw from a hat.
4. Craft a new tradition
Whether you make jam, bake biscuits, knit scarves, pot plants, write out recipes, take photos and frame them, or compile little gift baskets (so much cheaper than buying them), you can save a fortune. Whatâs more, you look as though you really care. Everyone knows that in this day and age our time is our most precious commodity. People will appreciate yours. Check out sites such as Etsy, and Living Creatively for inspiration.
5. All wrapped up withâ
âWrapping gifts can cost a fortune,â says Bibby. âBut you can get away with it on a budget.â Forget that nasty, thin wrapping paper; why not try a brown paper lunch bag, newspaper, or old sewing patterns. The key is to make sure you wrap all your gifts the same way (so it looks as though it was meant to happen), and make sure you donât forget the pretty frippery. Newspaper without the ribbon and bauble just looks cheap!
6. To Santa, with love
Christmas cards can be another expensive area. You could send e-cards, which are definitely cheaper than posting, but somehow not as much fun (possibly because you canât display them in the living room to prove how in-demand you are).
7. Deck the Halls
Thereâs no doubt that the American tradition of âdressingâ the house for Christmas has taken off here. Itâs no longer enough to stick a plastic tree in the corner with a few glass baubles for decoration. But the festive spirit often comes with a hefty price tag â" unless you think about it. For a designer feel on a budget, it once again comes back to creativity and style.
8. O Christmas tree
Speaking of trees, thereâs no rule that says you need to have a pine or fir tree, plastic or real. Construct your tree from something more personal â" driftwood, plastic, a cut-out on the wall. Start a new tradition at your place whereby every year someone different gets to âcreateâ the tree.
9. Donât be a turkey
Thereâs no doubt that footing the bill for the family Christmas feast can be an expensive proposition. So hereâs an idea: donât do it. Instead, get everyone involved in the planning and have all participants contribute something. If everyone brings a dish and a couple of bottles of something to drink, nobody bears the burden of the whole cost.
10. Ring your bells
If thereâs one thing the Christmas season brings with it, itâs more parties than any other time of year â" and more âwhat to wearâ dilemmas. What you need, to soothe both your brain and your budget, is an outfit that will work at different events.
11. Itâs beginning to look a lot like sale time
If youâre rushing out to purchase something for the festive season just because you âfeel like something newâ, stop. âRemember these four little things,â says van Tongeren. âOne: your wardrobe is already full. Two: your credit card could do with a break. Three: no-one will remember what you wore anyway because they were having too much fun. Four â" and this is very important â" the sales are mere weeks away.â
12. More about gifts
Teenage girls are notoriously difficult to buy for. Van Tongeren suggests that you canât go wrong with denim shorts, Diva gift cards, Tote Bags, beach towels and Havaianas. She recommends Georgie Love and Etsy for unusual gifts.
I know this post is quite long but hey, these âsavesâ are worth the time and effort. Here is to a happy but frugal Christmas!
Author of many articles regarding money and cash today and is providing his useful advice through his articles on finance for the residents of the UK loans. Read more about payday loans.
Article Source: http://www.earticlesonline.com/Article/12-Savings-For-This-Christmas-Season/438944
